CARD CATEGORIES
BANKS & ISSUERS
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 | | Establishing a positive credit history is an important step for young adults. College students looking for a major credit card with no annual fees can apply below. |
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- 0% APR* for 6 months on purchases, cash advances and balance transfers
- Earn 5 ThankYou Points® for every dollar you spend at restaurants, bookstores, record stores, movie theaters and video rentals stores.
- Earn 1 ThankYou Point for every dollar you spend on all other purchases.
- Earn 25 ThankYou Points for paying on time.
- Earn 250-2000 ThankYou Points twice a year for maintaining a good GPA.
- Redeem points for gift cards, MTV events, and airline tickets.
- No Annual Fee
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| Intro APR |
Intro APR Period |
Regular APR |
Annual Fee |
Rewards |
| 0%* |
6 months* |
13.99%* |
none* |
Points* |
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- If you have a limited credit history and are starting to establish a credit foundation, this card can grow while providing great benefits
- 0% APR on purchases until December 2008. After that, variable APR, currently 19.55%
- No annual fee or balance transfer fees
- A manageable credit line to help control your finances
- $0 fraud liability if your card gets lost or stolen
- Online account service
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| Intro APR |
Intro APR Period |
Regular APR |
Annual Fee |
Rewards |
Credit Required |
| 0% On Purchases* |
Until December 2008* |
19.55% (V)* |
None* |
n/a* |
Limited History |
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- 0% APR for 6 months on purchases, cash advances and balance transfers
- No minimum income or cosigner required
- No annual fee
- $0 liability on unauthorized purchases
- FREE Online Account Management
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| Intro APR |
Intro APR Period |
Regular APR |
Annual Fee |
Rewards |
| 0%* |
6 months* |
Prime + 7.99%* |
none* |
n/a* |
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- 0% APR* for 6 months on purchases, cash advances and balance transfers.
- Earn 5% cash back on purchases at supermarkets, gas stations, convenience stores, and utilities including cable for 6 months and 2% thereafter.
- No minimum income or cosigner required
- No annual fee
- FREE Online Account Management
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| Intro APR |
Intro APR Period |
Regular APR |
Annual Fee |
Rewards |
| 0%* |
6 months* |
13.99%* |
none* |
Cash* |
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- If you have a limited credit history or past credit problems, this cash rewards card is for you
- 25% annual bonus on the cash you earn during the year
- 1% cash back on purchases you make from day one
- No limit on cash back and rewards won't expire for the life of your account
- 0% APR on purchases until December 2008. After that, variable APR, currently 16.65%
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| Intro APR |
Intro APR Period |
Regular APR |
Annual Fee |
Rewards |
Credit Required |
| 0% On Purchases* |
Until December 2008* |
16.65% (V)* |
$29* |
Cash* |
Limited History |
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- No annual fee for your card and free membership in the American Airlines AAdvantage® program.*
- Earn 1 AAdvantage® mile for every $2 you spend on purchases - up to 25,000 miles per year.*
- Redeem AAdvantage® miles with over 20 of the world's top airlines, major car rental companies and hundreds of luxurious hotels worldwide.*
- No minimum income or cosigner required.*
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| Intro APR |
Intro APR Period |
Regular APR |
Annual Fee |
Rewards |
| 0%* |
6 months* |
14.99%* |
None* |
Miles* |
* Review the credit card application for official terms and conditions.

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