Capital One Credit Cards

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Capital One® Credit Cards
Capital One® offers credit cards for people with excellent credit, above average credit, and even those with credit that needs improvement. All credit card applications are secure.

Capital One® No Hassle Miles^SM Rewards - Excellent Credit

Capital One® No Hassle Miles<sup>SM</sup> Rewards - Excellent Credit

13.9% APR on purchases and balance transfers
Earn 1.25 miles for each dollar spent on purchases
No blackout dates or seat restrictions
No expiration date on miles and no limit on the miles you can earn
No annual fee or balance transfer fees
5 different reward redemption options: Travel, Cash, Merchandise, Charitable Donations, or Gift Certificates

Intro APR	Intro APR Period	Regular APR	Annual Fee	Rewards	Credit Required
n/a*	n/a*	13.9%*	None*	Miles*	Excellent Credit

Capital One® No Hassle Miles^SM Rewards - Good Credit

Capital One® No Hassle Miles<sup>SM</sup> Rewards - Good Credit

Earn 1.25 miles for each dollar spent on purchases
No blackout dates or seat restrictions
No expiration date on miles and no limit on the miles you can earn
5 different reward redemption options: Travel, Cash, Merchandise, Charitable Donations, or Gift Certificates
$0 fraud liability for any unauthorized use if your card is lost or stolenor stolen

Intro APR	Intro APR Period	Regular APR	Annual Fee	Rewards	Credit Required
n/a*	n/a*	16.9%*	None*	Miles*	Good Credit

Capital One® No Hassle Miles^SM Ultra - For Professionals

Capital One® No Hassle Miles<sup>SM</sup> Ultra - For Professionals

Earn 2 miles for each dollar spent on all purchases
No blackout dates or seat restrictions
No expiration date on miles and no limit on the miles you can earn
13.9% on purchases and balance transfers

Intro APR	Intro APR Period	Regular APR	Annual Fee	Rewards	Credit Required
n/a*	n/a*	13.9%*	$39*	Miles*	Excellent Credit

Capital One Cash Rewards

Capital One® No Hassle Cash^SM Rewards - Excellent Credit

Capital One® No Hassle Cash<sup>SM</sup> Rewards - Excellent Credit

2% cash back on purchases at gas stations and major grocery stores and 1% cash back on all other purchases
No limit on cash back and rewards won’t expire for the life of your account
14.9% APR on purchases and balance tranfers
Request your cash back rewards whenever you want
No annual fee or balance transfer fees

Intro APR	Intro APR Period	Regular APR	Annual Fee	Rewards	Credit Required
n/a*	n/a*	14.9%*	None*	Cash*	Excellent Credit

Capital One® No Hassle Cash^SM Rewards - Good Credit

Capital One® No Hassle Cash<sup>SM</sup> Rewards - Good Credit

2% cash back on purchases at gas stations and major grocery stores and 1% cash back on all other purchases
No limit on cash back and rewards won’t expire for the life of your account
16.9% APR on purchases and balance transfers
Request your cash back rewards whenever you want
No annual fee and no balance transfer fees

Intro APR	Intro APR Period	Regular APR	Annual Fee	Rewards	Credit Required
n/a*	n/a*	16.9%*	None*	Cash*	Good Credit

Capital One® No Hassle Cash^SM Rewards

Capital One® No Hassle Cash<sup>SM</sup> Rewards

25% annual bonus on the cash you earn
1% cash back on every purchase
0% APR on purchases until December 2008. After that, variable APR, currently 16.65%
No limit on cash back and rewards won’t expire for the life of your account
Redeem cash whenever you want

Intro APR	Intro APR Period	Regular APR	Annual Fee	Rewards	Credit Required
0% On Purchases*	Until December 2008*	16.65% (V)*	$29*	Cash*	Average Credit

Capital One Points Rewards

Capital One® No Hassle Points^SM Rewards - Excellent Credit

Capital One® No Hassle Points<sup>SM</sup> Rewards - Excellent Credit

Earn 2 points per dollar spent at gas stations, major grocery and drug stores
1 point for every dollar spent on other purchases
Points won't expire for the life of your account and there's no limit to the number of points you can earn
No annual fee and no balance transfer fees

Intro APR	Intro APR Period	Regular APR	Annual Fee	Rewards	Credit Required
n/a*	n/a*	13.9%*	None*	Points*	Excellent Credit

Capital One® No Hassle Points^SM Rewards

Capital One® No Hassle Points<sup>SM</sup> Rewards

5 points per dollar spent at gas stations, major grocery and drug stores
1 point per purchase everywhere else
No limit on points earned and they don't expire for the life of your account
Exclusive savings: up to 40% off featured deals and 10% savings on everything else at Capital One® Saving Zone^SM on Yahoo! Shopping
$29 annual fee

Intro APR	Intro APR Period	Regular APR	Annual Fee	Rewards	Credit Required
0% On Purchases*	Until December 2008*	16.65% (V)*	$29*	Points*	Average Credit

Capital One Platinum Cards

Capital One® Platinum Prestige

7.9% APR on purchases and balance transfers
Your APR will not increase simply because you pay late only once or go over your credit limit
No annual fee and no balance transfer fees
Exclusive savings: up to 40% off featured deals and 10% savings on everything else at Capital One® Saving Zone^SM on Yahoo! Shopping

Intro APR	Intro APR Period	Regular APR	Annual Fee	Rewards	Credit Required
n/a*	n/a*	7.9%*	None*	n/a*	Excellent Credit

Capital One® Platinum

Pay down balances faster with a low APR
0% on purchases until December 2008. - After that, a variable APR, currently 8.65%
Exclusive savings: up to 40% off featured deals and 10% savings on everything else at Capital One® Saving ZoneSM on Yahoo! Shopping
No balance transfer fees

Intro APR	Intro APR Period	Regular APR	Annual Fee	Rewards	Credit Required
n/a*	n/a*	8.65%*	$39*	n/a*	Average Credit

Capital One® Classic Platinum

A competitive APR with a lower annual fee
0% on purchases until December 2008. After that, variable APR, currently 14.65%
Exclusive savings: up to 40% off featured deals and 10% savings on everything else at Capital One® Saving Zone^SM on Yahoo! Shopping
Platinum Benefits including extended warranties, travel accident insurance and 24 hour roadside assistance

Intro APR	Intro APR Period	Regular APR	Annual Fee	Rewards	Credit Required
0% On Purchases*	Until December 2008*	14.65% (V)*	$19*	n/a*	Average Credit

Capital One® Platinum Max^SM

16.9% fixed on purchases for 3 years
Fixed rate won't increase for three years - no matter what
No cash advance fee
Exclusive savings: up to 40% off featured deals and 10% savings on everything else at Capital One® Saving Zone^SM on Yahoo! Shopping
$0 Fraud Liability for unauthorized use if your card is lost or stolen

Intro APR	Intro APR Period	Regular APR	Annual Fee	Rewards	Credit Required
n/a*	n/a*	16.9% (F)*	$19*	n/a*	Average Credit

Capital One® Standard Platinum

0% on purchases until December 2008. After that, a variable APR, currently 19.55%
No annual fee
Exclusive savings: up to 40% off featured deals and 10% savings on everything else at Capital One® Saving Zone^SM on Yahoo! Shopping
$0 Fraud Liability for unauthorized use if your card is lost or stolen

Intro APR	Intro APR Period	Regular APR	Annual Fee	Rewards	Credit Required
0% On Purchases*	Until December 2008*	19.55% (V)*	None*	n/a*	Average Credit

Capital One Student Cards

Capital One® Standard Platinum for Students

If you have a limited credit history and are starting to establish a credit foundation, this card can grow while providing great benefits
0% APR on purchases until December 2008. After that, variable APR, currently 19.55%
No annual fee or balance transfer fees
A manageable credit line to help control your finances
$0 fraud liability if your card gets lost or stolen
Online account service

Intro APR	Intro APR Period	Regular APR	Annual Fee	Rewards	Credit Required
0% On Purchases*	Until December 2008*	19.55% (V)*	None*	n/a*	Limited History

Capital One® No Hassle Cash^SM Rewards for Students

Capital One® No Hassle Cash<sup>SM</sup> Rewards for Students

If you have a limited credit history or past credit problems, this cash rewards card is for you
25% annual bonus on the cash you earn during the year
1% cash back on purchases you make from day one
No limit on cash back and rewards won't expire for the life of your account
0% APR on purchases until December 2008. After that, variable APR, currently 16.65%

Intro APR	Intro APR Period	Regular APR	Annual Fee	Rewards	Credit Required
0% On Purchases*	Until December 2008*	16.65% (V)*	$29*	Cash*	Limited History

Capital One Business Cards

Capital One® Business Platinum

0% APR on purchases until October 2009
0% APR on transferred balances until October 2009
No annual fee
Free year-end summary
Free employee cards with individual spending limits you set

Intro APR	Intro APR Period	Regular APR	Annual Fee	Rewards	Credit Required
0%*	Until October 2009*	As low as 9.99% (V)*	None*	n/a*	Fair Credit

Capital One® Business Platinum with No Hassle Cash (SM)

0% APR on transferred balances until October 2009
1% cash back on all purchases with no category limits and no restrictions
A 25% bonus each year on cash you earned the previous year
No Annual Fee
Free employee cards with individual spending limits you set

Intro APR	Intro APR Period	Regular APR	Annual Fee	Rewards	Credit Required
0%*	Until October 2009*	As low as 14.99% (V)*	None*	Cash*	Above Average

Capital One® Business Platinum with No Hassle Miles (SM)

Earn miles and get a low introductory purchase rate, too
0% APR on transferred balances until October 2009
1 mile per dollar spent on purchases
Redeem miles for cash back, gift cards, flights and more
No Annual Fee
Free employee cards with individual spending limits you set

Intro APR	Intro APR Period	Regular APR	Annual Fee	Rewards	Credit Required
0%*	Until October 2009*	As low as 9.99% (V)*	None*	Miles*	Fair Credit

Capital One® Business Platinum with Double No Hassle Miles (SM)

2 miles per dollar spent on purchases
Redeem miles for cash back, gift cards, flights and more
Fly on any airline with no blackout dates or seat restrictions
No Annual Fee
Free employee cards with individual spending limits you set

Intro APR	Intro APR Period	Regular APR	Annual Fee	Rewards	Credit Required
n/a*	n/a*	17.99% (V)*	$0 first yr. then $39*	Miles*	Excellent Credit

Capital One® Business Platinum with Preferred No Hassle Miles (SM)

Earn double miles on travel and entertainment purchases
0% APR on transferred balances until October 2009
Double miles on travel and entertainment purchases and one mile per dollar on all other purchases
Redeem miles for cash back, gift cards, flights and more
No Annual Fee
Free employee cards with individual spending limits you set

Intro APR	Intro APR Period	Regular APR	Annual Fee	Rewards	Credit Required
0%*	Until October 2009*	As low as 14.99% (V)*	None*	Miles*	Above Average

* Review the credit card application for official terms and conditions.

All credit card applications are secured with encryption technology.